Electronic Transactions Policy

Electronic Transactions Policy – Consent to Electronic Delivery and Use of Electronic Signatures

THIS DISCLOSURE AND CONSENT (“CONSENT”) CONTAINS IMPORTANT INFORMATION WHICH YOU AS AN EQUITABLE TRUST COMPANY CLIENT ARE ENTITLED TO RECEIVE BEFORE YOU AGREE TO ELECTRONIC DELIVERY OF RECORDS. YOUR CONSENT PERMITS THE GENERAL USE OF ELECTRONIC RECORDS AND ELECTRONIC SIGNATURES. PLEASE READ THIS NOTICE CAREFULLY AND PRINT OR DOWNLOAD A COPY FOR YOUR FILES.

Scope of Consent

By giving consent, you, (“Client”) elect to receive documents and records by electronic delivery and other electronic methods, including online access via a computer or mobile device. Documents and records may include, but are not limited to: account statements, periodic client communications, regulatory notices, and tax documents, such as IRS Form 1099’s.

Client further agrees that electronic signatures are sufficient to execute this agreement and any document provided by Equitable Trust that requires a signature. Such electronic signatures shall have the same force and effect as manual signatures. The parties further agree that electronic signatures may be obtained via any electronic method whether now known or hereafter developed, including facsimile and electronic mail (including in .pdf format or through any process complying with the U.S. federal ESIGN Act of 2000, such as those provided by private third parties such as docusign.com). For purposes of this consent, the term “electronic signature” means any electronic symbol, sound, or process attached to or logically associated with a record and executed and adopted by a party with the intent to sign any record or other material.

This Consent is effective until withdrawn by Client. By logging in to Equitable Trust’s online account access, Client acknowledges that he/she has read and understands this Consent, and that Client is able to access, view, receive, print, and retain documents and records electronically. If Client does not specifically consent to the electronic delivery of documents and records, Equitable Trust will default to paper delivery of all required documents and records.

How to Update Your Contact Information

Client agrees to provide Equitable Trust with accurate personal contact information and to promptly notify Equitable Trust with any changes. Client may contact any client service representative or Equitable Trust Company employee to update contact information.

Hardware and Software Requirements

In order to receive electronic delivery of documents and records and use electronic signatures, Client must have access to the following technology:

·         A current version of an internet browser, such as Safari, Chrome, or Firefox. Current version is a version of the software that is currently supported by its publisher.

·         A connection to the internet

·         A current version of a program that accurately reads and displays PDF files

·         A computer and operating system capable of supporting all of the above.

Client will also need a working email account to receive, view, sign, and print documents and records.

Retain a Copy for Your Records

We recommend that you print or download a copy of this Consent to Electronic Delivery and Use of Electronic Signatures.